I'm ready again to write in "Daffy Duck" for president. After previously deciding that McCain's acceptance of Sarah Palin as his running mate cost him my vote, I am alarmed over Obama's suggestion that people without penalty should be allowed to remove up to $10,000 from their retirement funds "to help pay the bills." At a time when there has been the worse volatility in history in the stock market, why is Obama suggesting this? Where does he think a lot of the money would come from?